Filing a car accident claim in Pennsylvania can be a complex process. Victims seeking compensation must navigate legal requirements and insurance procedures, which can be daunting. Unfortunately, many claimants make common mistakes that can jeopardize their chances of a successful outcome. This blog outlines the top errors to avoid when filing a car accident claim in PA.

Not Seeking Immediate Medical Attention

One of the most critical mistakes after a car accident is failing to seek medical attention right away. Even if injuries seem minor, some conditions may not manifest symptoms immediately. Delaying medical treatment can not only worsen injuries but also weaken the claim. Insurance companies may argue that the injuries are not as serious if no immediate treatment was sought.

Action Step:

Visit a healthcare professional as soon as possible after the accident, even for a check-up. Document all medical evaluations and treatments to establish a clear record of injuries.

Failing to Report the Accident

Pennsylvania law requires that car accidents resulting in injury or property damage must be reported to local authorities. Failing to report the incident can lead to complications when filing a claim. Without an official police report, proving the details of the accident may become challenging.

Action Step:

Always file a police report immediately following an accident. This report serves as an official record and can be crucial when establishing liability and damages.

Admitting Fault at the Scene

Accident scenes can be chaotic, and emotions often run high. It is essential to avoid admitting fault or apologizing to the other party involved, as these statements can be used against the claimant in a later legal process. Liability can be complex, and it is best to allow investigations to determine fault.

Action Step:

Stay calm and focused when discussing the accident with other parties. Collect evidence, including photographs and witness statements, without making admissions of guilt.

Neglecting to Gather Evidence

Collecting evidence at the scene of the accident is vital for building a strong case. Many claimants fail to document essential details, such as photographs of the vehicles involved, the accident location, and contact information for witnesses. This lack of evidence can hinder the ability to prove the case later.

Action Step:

Take photos of the accident scene, vehicle damage, and any visible injuries. Gather contact information from witnesses and note any relevant details that may support the claim.

Not Keeping a Detailed Record of Expenses

Accident-related expenses can quickly add up, including medical bills, car repairs, and lost wages. Claimants often overlook the importance of keeping detailed records of all expenses related to the accident, which can hurt their claim for compensation.

Action Step:

Maintain a thorough log of all expenses incurred due to the accident. Include receipts, invoices, and any documentation related to lost income.

Accepting the First Settlement Offer

Insurance companies often extend a quick settlement offer shortly after an accident. While this may seem tempting, it is essential to remember that initial offers may not fully reflect the total damages incurred. Accepting a low settlement can leave claimants with insufficient compensation for long-term impacts.

Action Step:

Consult with a qualified car accident attorney before accepting any settlement offer. An attorney can provide insight into the true value of the claim and negotiate on the claimant's behalf.

Not Hiring an Experienced Attorney

Navigating the complexities of car accident claims can be overwhelming. Some individuals attempt to handle their claims independently, risking significant financial loss. An experienced car accident attorney can provide valuable guidance, ensure all legal requirements are met, and advocate for the best possible outcome.

Action Step:

Consider enlisting the help of a qualified car accident attorney in Pittsburgh. They can help build a strong case, negotiate with insurance companies, and represent the claimant in court if necessary.

Avoiding these common mistakes can significantly enhance the chances of a successful car accident claim in Pennsylvania. Claimants should prioritize their health, gather evidence, and seek legal guidance to navigate the process effectively.

Frischman & Rizza in Pittsburgh, PA, specializes in helping victims of car accidents understand their rights and pursue fair compensation. For expert legal assistance, contact Frischman & Rizza at 412-274-0134 for a free consultation.